People looking for credit cards for fair credit scores will certainly have their work cut out for them. It is not easy to get good deals on these cards unless your score is really impressive, but the truth is that everyone has to start somewhere. This score is calculated with the individual's credit history in mind, and there will be cases, where the individual has a very limited history. A fair credit score reflects a scenario, where the person has an average financial history, and in most cases, this is due to factors that are out of an individual's control. This situation is very different from that of an individual who has a bad score, because he/she has defaulted on payments, and has been unable to follow effective financial management. Hence, there is no reason why a person with a fair score should not be given a card on reasonable and affordable terms. Locating the Cards A fair credit score is one that lies in the range 650 - 699. The highest score that one can achieve is 850, and the lowest score is 300; so, this range is accurately depicted as the fair score range. Though it is tougher to find some good deals with this score, it is still possible to locate credit cards with low or no annual fees, cash back facilities, with low balance transfer fees, and many other benefits and features. Locating these cards and the schemes associated with them is no trouble at all, if you have access to the Internet. There are plenty of banks and websites that offer these; all you have to do is locate a scheme that you feel suits you best. You must compare various schemes with each other, and then pick the best one. There will be certain gap between you applying for one, and it being approved. Finding an instant approval and quick credit card processing is something that you should not be thinking about right now. Best Options This table will provide you with sufficient information about the kinds of deals that you can expect with fair credit ratings.

Name	Regular APR	Annual Fee	Balance Transfer Facility
Capital One No Hassle Cash Rewards Credit Card	19.8%	USD 39	Yes
Capital One Classic Platinum Credit Card	19.8%	USD 39	Yes
Capital One Standard Platinum Credit Card	24.9%	USD 19	Yes
Orchard Bank Classic MasterCard	7.9% - 28.9%	USD 0 - 74 (first year), USD 35 - 79 (subsequent years)	Yes
Orchard Bank Visa Card	7.9% - 28.9%	USD 0 - 74 (first year), USD 35 - 79 (subsequent years)	Yes
Citi Platinum Select MasterCard	11.99% - 19.99%	No fee for the first year	Yes

These are some of the popular choices for people with average and fair credit. There are many more offers like these, as well. You must remember that there are many terms and conditions that accompany the approval and allotment of these cards, and you must read all these conditions carefully. Most of them also have plenty of offers and packages that they provide on purchases from selected stores, and this is something that you should be aware of, beforehand. If you are looking for the ones with no fees to be paid, then you need to visit the websites of the respective companies. This may seem like an attractive scheme initially, but the company will recover this approval fee from you somewhere down the line, sooner or later. Approval of these cards takes time, but if you are patient, it will come through for you. Ensure that you know the terms and conditions and packages inside out, before you apply for one.