Whether it is for an extended vacation or for those much-needed days of R&R, a national holiday serves well to those of us who are always looking for a way to get the most of the paid leaves, or entitled breaks from a long week. Also, on the other hand, the information always comes in handy if we have the tendency to bank on these holidays to go visit our banks to get some work done. The last thing we want is to end up outside the doors of the bank only to find out that it is closed! Before the start of a new year, the United States central government releases a list of holidays for the upcoming year. These holidays are known as federal holidays in which every employee of the central government gets off. In the United States of America, state governments have the right to declare holidays as well. This results in some discrepancy in the list of holidays in the US for different states. Nonetheless, the following section gives you information about the main bank holidays in the country. There are many federal holidays that are not celebrated on a specific date, but instead, are assigned to a specific Monday. This is in accordance with the Uniform Monday Holiday Act that designates specific Mondays of the year for the observance of certain holidays. This Act was established with the intention of increasing the number of three-day weekends for employees of the federal system. Note:

• For those who work Monday to Friday, the holidays that fall on a Saturday are observed on the previous Friday in some states, while others may not observe them at all.
• The holidays that fall on a Sunday are observed on the following Monday.
• Many states do not observe some of the aforementioned holidays. For instance, Texas does not recognize Columbus Day.
• Not all states may follow the rule of declaring the previous Friday or the following Monday as a holiday.

The list of bank holidays in the United States given in this article are restricted to the ones that are recognized by the central government. In addition to these holidays, every state may have additional holidays. While you refer to a list of bank holidays, remember to crosscheck if the day is a declared holiday in your state of residence or not.