The US government offers financial assistance to all those who require money to fund their projects. These grants include a range of financial aids pertaining to business, personal, student scholarships, etc. The amounts can vary from USD 100 to USD 100,000. They help you finance a small business or buy some new equipment, renovate your house or office, hiring staff, pay college fees, fund money for aspiring women entrepreneurs, etc. The government has set aside money for its citizens. You should not let go of an opportunity that will help you go ahead. All citizens and residents of America can apply, and are eligible to receive financial support from a long list of government grants available. You too are entitled to different lists available from the federal government and private foundation funded grants. You can search online for answers related to how to apply for these free offers. But, if you are unaware of the grants you are eligible for, then the following free list will help you get started. For Individuals There is a long list of government grants for individuals that come under personal grants. These are to be used for a number of things undertaken by an individual. They are available for the following projects undertaken by individuals:

• Academic Tutoring
• Car Purchase For Disabled
• Child Care/Day Care
• Clothing
• Extracurricular Activities
• Fuel
• General Living Expenses
• Groceries
• Home Purchase
• Home Improvements
• Housing Assistance
• Legal Services
• Medical Bills
• Mortgage Payments
• Public Transportation
• Real Estate Taxes
• Rent
• School Supplies
• Summer Camp
• Utility Bills

These are just a few of the available offers. They are given on the basis of short-term emergency basis and a few are structured according to a long-term financial situation. You can even apply for grants for women or for first time home buyers. There are other programs for individuals that come under specific religious faiths, minority groups, unemployed, underemployed, Hispanics, etc. Those wanting to pay off debt can apply for credit card debt relief. An individual can apply for as many programs as applicable. A US citizen and resident can avail personal amounts that range from USD 5,000 to USD 500,000 as per their situation. For Business There are many business grants available for an individual. They are meant for entrepreneurs and business owners who require a financial assistance. Those who are thinking of opening a grocery store or coming up with their own day care center, even those who are thinking of expanding their business can apply. They help you with financial assistance for expanding business, registration of patent, buying new equipment, refurnishing an office, buying latest computer software, paying legal fees, and many more. For Education Those thinking of attending college or post secondary institution, know that education does not come free. However, to help ease the burden over parents and students, there are a number of free government grants available for pursuing education. One just needs to find out the kinds of scholarships available that help in aiding your education financially. Once you are sure of the grant you need to apply, you need to write an application on a 8½ x 11 inch paper, on one side only. You need to include all the information required in a formal tone. It should be straight forward, concise, neat, and in legible handwriting. This letter should include information related to your interests, hobbies, extracurricular activities undertaken. It should also contain a summary of the positions and offices you held in your school and community. Write about the various awards, scholarships, prizes you may have won. If you had been employed part-time or summer employment, mention it in the letter. You should also include a statement of purpose for seeking admission in the post secondary institution. Each state in America has a long list of government grants available for education. You need to seek out the education grants available in your state and pursue them for receiving financial aids. Free Grants Available As mentioned above, there are many grants available for citizens and residents of America. Most of them are available are for free. Any citizen can apply as per their requirement.

• Alcohol National Research Service Awards for Research Training
• Barry M. Goldwater Scholarship Program
• Basic FHA Loan (Home Mortgage Insurance - HUD/FHA)
• Basic/Core
• Area Health Education Centers
• Bonding Assistance Program
• Business Physical Disaster Loans
• Byrd Honors Scholarships
• Commodity Marketing Assistance Loans and Loan Deficiency Payments
• Community Development Block Grants/Entitlement Grants
• Community Facilities Loans and Grants
• Contraception and Infertility Research Loan Repayment Program
• Criminal Justice Research and Development - Graduate Research Fellowships
• Dislocated and Laid-Off Worker Assistance
• Early Doctoral Student Research Grants
• Economic Injury Disaster Loans
• Education and Human Resources
• Educational Exchange - University Lecturers
• Emergency Farm Loans
• Employment and Training Assistance
• Employment and Training Assistance
• Fisheries Development and Utilization Research and Development
• Food and Agricultural Sciences National Needs Graduate Fellowship Grants
• Free Application for Federal Student Aid (FAFSA)Gaining Early Awareness and Readiness for Undergraduate Programs
• Graduate Assistance in Areas of National Need
• Grants and Cooperative Agreements Program
• For Single Mothers
• For First Time Home Buyers
• For Public Works and Economic Development Facilities
• Harry S Truman Scholarship Program
• Health Professions Pre-graduate Scholarship Program for Indians
• Health Professions Preparatory Scholarship Program for Indians
• Home and Property Disaster Loans
• Human Resource Programs
• Indian Community Development Block Grant Program
• Indian Loans Economic Development
• Indian Tribes and Tribal Corporation Loans
• Javits Fellowships
• Management and Technical Assistance for Minority Business Enterprises
• Mental Health National Research Service Awards for Research Training
• Migrant Education - High School Equivalency Program
• Military Reservist Economic Injury Disaster Loan Program
• Morris K. Udall Native American Congressional Internship Program
• Morris K. Udall Scholarship Program
• Mortgage Insurance: Purchase of a Cooperative Housing Unit
• National Fire Academy Training Assistance
• National Health Service Corps Scholarship Program
• Native American Business Development Centers
• Promotion of the Humanities - Fellowships and Stipends
• Promotion of the Humanities - Seminars and Institutes
• Quentin N. Burdick Programs for Rural Interdisciplinary Training
• Rural Business Enterprise Grants
• Rural Housing: Farm Labor Housing Loans and Grants
• Rural Housing: Housing Repair Loans and Grants
• Scholarships for Health Professions Students from Disadvantaged Backgrounds
• Small Business Investment Companies
• Stafford Loans for Students
• Support Mechanisms for Disadvantaged Businesses
• TRIO - Upward Bound
• VA - Home Loan - Construction
• VA - Home Loans - Interest Rate Reduction Refinancing Loan
• VA - Home Loans - Native American Direct Loan (NADL) Program
• VA - Home Loans - Regular Purchase
• VA - Life Insurance - Veterans Life Insurance Policy Loans

Anyone can apply for government grants available in their state. If you fulfill all the requirement that help you receive the assistance, you will be granted the loan. These loans are free of cost and you do not need to repay them ever. They are yours and you can use them to fund your personal projects.