If you are thinking of studying abroad, then you need to take the cost factor into consideration. There are fees to be paid not only for tuition, but also for boarding and you also require money for living a decent life in a foreign country. There are a few loan options which you can look at, but most of them require a cosigner. This does not mean that there are no international student loans without cosigner. There are scholarships which you can avail of, but then finding a good scholarship which can pay for all your expenses is very rare. And therefore international student loans become important. Loans without Cosigner for International Students If you are thinking of studying in the US, or you are a US student who wants to study abroad, then you may need an international student loan to fund your education. You can apply for international student loans, but you may need your loan to be signed by a person who is a citizen of the United States or a resident of the country. However if that's not possible, then you can opt for loans from Global Student Loan Corporation (GSLC). Most of the time international students find it difficult to fund their educational needs. If you are an international student, usually the process of being approved for a loan is very rigid. That is due to the fact that if banks provide loans to international students, there is a high risk of default. And if a student defaults, the bank is bound to lose a lot of money. This is where Global Student Loan Corporation can come to your rescue, as they don't require a cosigner in the host country. Moreover, they have a longer repayment period as compared to other loans. However, you will need a cosigner in your country of residence, and in such cases, any one of your parent can cosign the application. The loan is actually provided by a bank in your country of residence, and once you complete your studies, you can start repaying student loans of this type. Another advantage of international student loans through GLSC is that you can opt for student loan wage garnishment. In such a case, once you get a job, a portion of your salary is automatically deducted by the bank, which pays for the loan which you have already taken. If you want to apply for international student loans through GLSC, you just need to complete an online application form, so as to determine whether you are eligible or not. Moreover, you are also provided all expenses during your period of study which includes cost of housing, travel, communication and insurance. The repayment options are quite flexible, and if you want to delay your repayment period till the time you graduate, you can do that as well. And since you can delay repaying the loan, you have the time to search for a good job which pays well, so that you don't have the financial burden from the very beginning. Moreover, you can also get a certificate from GSLC, which you can show in school, if they want to see whether you can pay for your education in the school or not. You can also look for other international student loans without cosigners, but they may have strict restrictions, like borrowing only up to a certain limit. Moreover, you may also need to pay a guarantee fee of 7.5%, when the loan is being disbursed and a 2% fee, when you first repay the loan. So even though the options for international student loans without cosigners are limited, it's not that there aren't any. Without cosigners you may need to pay a higher rate of interest, so go through the options carefully and select the one that suits you best.