There are many of us who are in a situation where we cannot pay our bills and can't afford to take loans or are not eligible to apply. The economic recession that has hit us, is taking its toll and over a period of time, people have started experiencing its repercussions. Unpaid credit card debt, utility bills, unpaid medical bills, and a struggle to meet the daily expenses has become a stark reality faced by many Americans. Mounting unpaid bills can lead to serious domestic and psychological problems adding to the stress levels in an economic spiral. Harassment from debt collectors is an unpleasant side effect of unpaid bills, which further complicates the state of affairs. Prevailing economic conditions have led many people to live a frugal existence and yet financial matters seem to be getting worse. Taking loans is just not an option, and getting a grant seems to be the only way out of the financial quicksand that many families are finding themselves in. A grant is different from a loan, because you need not repay it, whereas, in case a loan, you have to repay it and many a time with a heavy interest. There are a number of federal grants, which you can apply for on the governments grant website. When applying for a federal grant you will need to register first. This will give you a Catalog of Federal Domestic Assistance (CFDA) number with which, you can track your application. There are other ways to check the status of your application, for example, you can check the status with your funding opportunity number. Education: One way to get out of a financial mess is to get a good education, which leads to better job prospects and financial freedom. There are many projects run by the government, which assist the population in further studies by paying the tuition fees. Target audience financial aids like, college grants for single moms and education grants for native Americans, have made millions of dollars of government funds available to the general population. Pell grants and the Obama college grants for women, are some which pay for college tuition. Credit Cards: The most common pending bills are the credit card bills. Debt help USA will assist you in dealing with your credit and debt consolidation needs. There are some Church run programs that help Americans with paying their credit card bills. Eligibility criteria for such programs vary, but a few common denominators are that, you need to be a US citizen, and from a low or no income group to qualify for such financial aid. Medical Bills: Health problems and no insurance coverage can lead to unpaid medical bills and for some, this can be a life and death situation. There are programs like RX outreach, which provide grants for medical bills. This program is offered to US citizens whose income is not more than 300 percent of the federal poverty level. Not for profit organizations, working in seniors health, provide grants to seniors allowing them to settle their medical bills. Other Aid: The USDA rural development gives home improvement grants with special provisions for native Americans. There are many home improvement grants that offer up to USD 7,500 to senior citizens and families from the low income group. Programs like 'Operation round up' assist many families with their utility bills. There are millions of dollars of unclaimed government grants, as there isn't enough awareness about these programs. If you are looking for a grant, check with your local community action agencies, as they will guide you in the right direction. You can also visit the government grants website for detailed information regarding the specific grant you are looking for.