The economic recession lead to a lot of financial upheaval and the overall financial affairs of the world were thrown completely off track and off balance. Different schemes were implemented by various countries to deal with this situation, and even otherwise for those short of money. One such provision which was offered by the Federal government in the USA was one where an American citizen could get free government money to pay bills and get relief from debt. Grants to Pay Bills and Debts Debt grants from the government are not just for those in the low income or zero income slab, but also those who are facing different financial issues with varied social settings. For example, single mothers, people who have lost their jobs, or people who have jobs but their expenses exceed their income and so on. The best part about these grants is that the person does not need to file for bankruptcy to get this. This money is not taxable and is interest free. Further the person does not even need to destroy his or her credit as well. Now, you might want to know here that who all can be eligible for these grants. Well, as long as you are an American citizen, a taxpayer, and above 18, you can apply. In addition to this, a person who is applying may need to provide progress reports on activities for which the money was initially used. You can get all the details from the local department of security services. Once you receive an appointment, it is a good idea to be prepared with tax documents and income proofs. Usage Tips The key to using these grants is to be creative. To be able to use the grants to pay bills, the people concerned will look into your repayment capacity, your current debts, and the financial ability to pay back what the person owes and still be under debt and so on. If they are convinced that the person cannot repay this loan, he or she is going to get the money. This can be used, first for paying off debts, then medical expenses, educational expenses, and so on. Grants for medical bills are very common. Once the money or the debt relief grant is sanctioned, a check is received by the person or cash is deposited in the bank account directly. Precautions to be Taken Although this looks rosy, there are a few things to remember when you are thinking of getting applying for these grants.

• Avoid disclosing your bank related information to anyone whom you do not know. Divulge it, only if you know the company and get a reason for you giving the information.
• If anyone calls you and qualifies you for such a grant, but asks you for money to claim that grant, beware! It could be a scam.
• Be careful about the title of the organization mentioned by the person, it could be fake.
• It would be ideal to file a complaint with the Federal Trade Commission, in case you have been subject to a scam.

Many people now are making use of this facility and receiving a good amount of money through these debt relief grants and programs. Eventually, free government money to pay bills can definitely bail you out of being in a really bad financial crisis and ruining your credit report all together. At the same time, you do not have to give security or collateral against that money! However, all said and done, be careful and avoid taking these grants for granted.