easy ways to save money
Easy Ways To Save Money
Are you worried about how to save your hard-earned money in this competitive world? Relax, because you don't need to look further for easy ways to save money! Read through to find out some practical and workable ideas.
- Make a budget. It is the first and foremost thing which should not be ignored.
- Make a list before walking into the store.
- Before leaving, check the pantry, fridge, and cupboard to ensure that you don't buy what you already have at home.
- Inquire about the sale period in your store.
- Avoid buying prepared food, instead cook yourself double the usual portion and freeze it for later.
- Be open to buy in-store brands, as the quality is the same as the regular brands and anyway, the brand name mustn't matter when saving.
- There is nothing wrong with using coupons, they are as good as cash. Look for them in the Sunday newspaper.
- Look for your store's weekly advertisement fliers on any offers or discounts.
- Plan a holiday during the off-peak season.
- Go to an offbeat vacation spot.
- Conduct a thorough research on the offers available with different travel agents.
- Opt for a family package, instead of individual deals, while holidaying.
- If you are the adventurous kind, then plan a vacation yourself, instead of having it done from an agent. Choose the destination, mode of travel, and plan out the expenses accordingly.
- Book the flight tickets in advance to get cheaper fares.
- Avoid shopping at duty-free stores, as they are overly expensive.
- Make a list for your Christmas shopping.
- Don't wait for the last day, start your Christmas shopping early. Grab the offers as they come, or else you might have to spend much more later.
- Try to make homemade gifts for your near and dear ones, as they are not only cheaper, but they would mean much more than merely buying gifts from the store.
- Disconnect the landline phone in the house, if all members of the family use cell phones.
- You could also use Skype to make free phone calls.
- For electricity, opt for fixed-bill plans, wherein a specific amount is payable every month.
- Change your incandescent bulbs to the energy saving CFL (Compact Fluorescent Lamp).
- Use a fuel efficient car.
- Get a programmable thermostat, as it automatically regulates itself according to the outside temperature.
- Instead of washing your clothes with hot water, use cold water, as that can save a lot of energy.
- Obtain credit cards without annual fees.
- Make 'auto pay' payments to the credit card companies, to avoid being charged a late payment fee (if you are not in the country or just forget to do it on time).
- Avoid getting a cash advance, as they come with a higher interest rate.
- Rent a DVD, instead of buying one or watching the movie in a theater.
- Avoid eating out, except for weekends or so, and take a brown bag lunch to work. This would take care of your health too.
- Book your tickets online and in advance, for events and concerts.
- Instead of taking your friends to a fancy restaurant, invite them home for a house party, it will be more fun and you wouldn't have to spend a lot.
- Get yourself a library membership, where you can get free books and magazines, and could also get free Internet access.
- You don't really need a gym membership. The best alternative would be to spend quality time with your family. You could play a sport with the kids, which is a much more enjoyable workout.
- Visit local museums and zoos, they usually have annual passes, which means that with a one-time fee, you can make multiple visits to see your favorite animals.
- Read online magazines, instead of subscribing to the print ones.
- If you must go to restaurants, then go for lunch, instead of dinner, as they are relatively cheaper.
- Kids can earn their daily allowance at home by doing some chores. It also helps them become more responsible and frugal.
- Sell the 'no longer in use' stuff like old toys and comic books.
- Set up a savings account for the children.
- If the kids have saved any money, then make sure to invest it, by opening an investing account, wherein you get returns in the form of interest.
- Teens can take up a job like babysitting, pet sitting, gardening, and many more.